Overcoming the Challenges of Securing a Mortgage with Bad Credit Acquiring a mortgage is one of the most significant financial commitments most individuals make in their lifetime. Unfortunately, individuals with a low credit score often face challenges in obtaining a mortgage, leaving them feeling frustrated and hopeless. However, there is good news – bad credit […]

With fluctuating economic conditions, mortgage refinancing rates are one of the most important factors homeowners need to consider. This blog post discusses the intricacies of these refinance rates and provides nuanced insight into how homeowners can get the best deal. These rates can affect monthly payments, and getting the best interest rates can save homeowners […]

As a first-time home buyer in Toronto, finding the right mortgage broker in Toronto can be a daunting task. With so many options available, it’s easy to make some common mistakes that could have a significant impact on your home buying journey. In this blog post, we’ll explore five common mistakes that first-time home buyers […]

Passive income. Equity. Monthly rents. Tax breaks. These are some of the benefits that come with investing in real estate. While investing in apartment buildings, commercial properties and single-family homes can bring extra income each month and big paydays, it also comes with risk. The goal is to invest in properties that increase in value […]

So, you have decided to buy an investment property! It’s wonderful news, as you look to lock up long-term financial security, and stability, diversify your portfolio and generate some passive income. If you are thinking about investing, it is vital to conduct proper market research to find the property that will generate optimal returns. This […]

In this chaotic world that we call home, everything can change with the flip of a coin. If these past two years have taught us anything, is that we must be prepared for anything and everything. The pandemic has had devastating consequences on the economy, that can still be felt today, including higher costs of […]

The Canadian Mortgage and Housing Corporation (CMHC), is a government-owned entity, that was established in 1946, to help returning veterans access housing. Several decades later it has become the gateway for all Canadians to able to access the housing market. The policies and guidelines set in place by it are designed to protect consumers and […]

While it is not the best time to refinance due to rising interest rates, you might still consider refinancing if you want to tap into your home’s equity. If you’re considering refinancing your mortgage, here’s how it works and what options are available to you. When you opt for a mortgage refinance, you replace your […]

Aside from mailing a check each month for your mortgage payment, there are other ways to pay your mortgage that are convenient, reliable, and cheap. Here are the pros and cons of the various mortgage payment options. 1. How to pay your mortgage with online banking The easiest option for most homeowners is to pay […]